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Before you decide to spend money on taking out any kind of car repair insurance policy it is important that you understand a little more about it. This differs from the normally type of insurance you will take out on your vehicle as it is there to cover the costs of any repairs that may need to be carried out to your vehicle that aren't due to an accident or your vehicle being stolen. What this policy covers is the maintenance of your vehicle over the time it is insured. In fact before you do take out such a policy you need to look carefully at what is actually covered. In this article we take a look at a number of the things to look at when deciding which if any car repair insurance policy is right for you or not. 1. How Old Is Your Car? Although there are many insurance companies providing such cover and say that it doesn't matter what car you have they will provide cover to protect yours against any repairs that may have to be carried out. However be aware that in many cases the insurance companies will need to know how old your car is and if it is over a certain age they may actually need to inspect the vehicle before coverage will be given. 2. Will The Cost Of Deductibles Increase Every Time I Make A Claim? When you first take out an insurance policy like this you may find that you are being offered a pretty low deductible rate. In some cases it can be as little as $50. However be aware that in some cases every time you make a claim against such a policy the deductible rate may increase. Therefore you need to be careful about deciding which repairs you actually make a claim for against this type of policy. If you aren't careful and claim for everything on your car repair insurance you could actually find yourself covering all rather than just some of these costs. So read carefully through the policies small print with regards to making any claims against the policy in the future. You can read more about car repair insurance [http://www.einsuranced.com/car-repair-insurance/] at E Insurance [http://www.einsuranced.com] and learn more tips on how to reduce your premiums. Article Source: http://EzineArticles.com/6443189